2021年1月25日 星期一

離開投資舒適區 Leaving Investment Comfort Zone

投資舒適區是指投資者所處的一種環境的狀態和習慣的行動,投資者會在這種安樂窩的狀態中感到舒適並且缺乏危機感。

投資舒適區類似惰性(或慣性),當投資者圍繞自己投資的某一部分建立了一個舒適區之後,他就會開始傾向於待在舒適區內,而不是走出舒適區。

這有如股票投資者習慣了買收息股收息後便傾向於待在這舒適區內,而不是走出舒適區。

要離開投資舒適區要有

1.離開投資舒適區的勇氣;

2.學習新技能決心, 毅力擴闊投資能力圈

以下是面對投資環境轉變選擇離開投資舒適區的三個策略。

策略離開投資舒適區方式
1.完全離開投資舒適區, 直接轉到新的投資
2.部份離開投資舒適區, 可能是維持或縮減原本的舊投資組合, 把財務資源一步步加入在新投資組合當中
3.不會離開投資舒適區, 仍停留在原有的投資組合之中

Investment comfort zone is an investor in an investment accustom to a certain investment actions or investment sectors. Investors may stay comfortable and neglect the sense of crisis.

Investment interia: When investors build up an investment comfort zone(s), they tends to stay inside in it(tehm) and do not wish to leave this investment comfort zone.

For instance,investors accustom to invest dividend stocks are tend to stay in this investment comfort zone and do not wish to leave it.

To leave this investment comfort zone, investors need to:

1.have courage of leaving investment comfort zone,

2. have determination and perseverance to learn new skills to widen the circle of competence.

The following table summarise 3 ways to leave investment comfort zone due to investment environment changes.

StrategyLeaving Investment comfort zone approach
1.Completely leaving the investment comfort zone and start new investment
2.Partially leaving the investment comfort zone, maintain or downsize the original old investment portfolio and gradually put the financial resource into new investment portfolio
3.Not leaving the investment comfort zone, still stay in the original investment portfolio

2 則留言:

  1. 支持~
    變幻才是永恆
    學習其他操作方式/技巧
    擴大能力圈永遠對自身有得著

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