2021年1月26日 星期二

微軟公司2021年第二季業績 Microsoft Company Year 2021 Quarter 2 Results

Microsoft Corp. today announced the following results for the quarter ended December 31, 2020, as compared to the corresponding period of last fiscal year:

微軟公司剛公佈了至2020年12月31日第2季度業績:

Revenue was $43.1 billion and increased 17%

營業收入 431億美元, 比去年同期增長17%;

Operating income was $17.9 billion and increased 29%

營運淨收入 179億美元,比去年同期增長29%;

Net income was $15.5 billion and increased 33%

純利 155億美元, 比去年同期增長33%;

Diluted earnings per share was $2.03 and increased 34%

每股攤薄盈利 $2.03美元,比比去年同期增長34%;

Business Highlights 業務要點:

1. Revenue in Productivity and Business Processes was $13.4 billion and increased 13% (up 11% in constant currency)in Office Commercial products, LinkedIn and dynamics products and cloud services

商業軟年收入 134億美元, 比去年同期增長13%;主要是 商業Office 365, 領英及雲產品及服務貢獻;

2. Revenue in Intelligent Cloud was $14.6 billion and increased 23%,Server products and cloud services revenue increased 26% (up 24% in constant currency) driven by Azure revenue growth of 50% (up 48% in constant currency)

智能雲收入 146億美元,比去年同期增長23%;主要是 Azure貢獻收入增長50%

3. Revenue in More Personal Computing was $15.1 billion and increased 14% (up 13% in constant currency), Xbox content and services revenue increased 40% (up 38% in constant currency)

個人電腦收入 151億美元, 比去年同期增長14%, XBox 遊戲及設備收入增長40%;

Microsoft Company is a stock example of far in the sky, close in front of you!

微軟公司便是遠在天邊,近在眼前的股票投資例子!

2021年1月25日 星期一

離開投資舒適區 Leaving Investment Comfort Zone

投資舒適區是指投資者所處的一種環境的狀態和習慣的行動,投資者會在這種安樂窩的狀態中感到舒適並且缺乏危機感。

投資舒適區類似惰性(或慣性),當投資者圍繞自己投資的某一部分建立了一個舒適區之後,他就會開始傾向於待在舒適區內,而不是走出舒適區。

這有如股票投資者習慣了買收息股收息後便傾向於待在這舒適區內,而不是走出舒適區。

要離開投資舒適區要有

1.離開投資舒適區的勇氣;

2.學習新技能決心, 毅力擴闊投資能力圈

以下是面對投資環境轉變選擇離開投資舒適區的三個策略。

策略離開投資舒適區方式
1.完全離開投資舒適區, 直接轉到新的投資
2.部份離開投資舒適區, 可能是維持或縮減原本的舊投資組合, 把財務資源一步步加入在新投資組合當中
3.不會離開投資舒適區, 仍停留在原有的投資組合之中

Investment comfort zone is an investor in an investment accustom to a certain investment actions or investment sectors. Investors may stay comfortable and neglect the sense of crisis.

Investment interia: When investors build up an investment comfort zone(s), they tends to stay inside in it(tehm) and do not wish to leave this investment comfort zone.

For instance,investors accustom to invest dividend stocks are tend to stay in this investment comfort zone and do not wish to leave it.

To leave this investment comfort zone, investors need to:

1.have courage of leaving investment comfort zone,

2. have determination and perseverance to learn new skills to widen the circle of competence.

The following table summarise 3 ways to leave investment comfort zone due to investment environment changes.

StrategyLeaving Investment comfort zone approach
1.Completely leaving the investment comfort zone and start new investment
2.Partially leaving the investment comfort zone, maintain or downsize the original old investment portfolio and gradually put the financial resource into new investment portfolio
3.Not leaving the investment comfort zone, still stay in the original investment portfolio

2021年1月21日 星期四

22/1/2021: 港股恆指回吐

22/1/2021: 港股恆指收市:29,447.85點,大市在21/1/2021 升穿3萬點後, 開始回吐, 之前恆指2萬6至2萬8買了貨的投資者沽貨獲利。

目前22/1/2021: 港股恆指收市報:29,447.85點; HSI 14天RSI在73.193, 明顯有回吐壓力; 恆指市盈率:16.72倍, 股息率跌穿3厘, 市帳率1.2758倍; 都反映了港股恆指三萬點已經是相對比較貴的水平, 所以回吐調整也十分正常。

2021年1月19日 星期二

19/1/2021: 香港交易所每股升穿$500

19/1/2021: 香港交易所每股升穿$500, 收市報每股$501元(升3.94%), 已經升破$500, 成為繼騰訊之後的啡底股之一。

港股恆生指數:19/1/2020 單日升779點至29,642點(升2.7%), 頗有由熊轉牛的意味, 看來新一輪牛市好可能已經在去年2020年3月中已經開始了。

2021年1月12日 星期二

Signal 通訊 apps

Signal是由Signal Foundation和Signal Messenger LLC開發的跨平台加密訊息服務。

Signal經網際網路傳送一對一及群組訊息,訊息可包含圖像及影片,它還可以用來經網際網路作語音通話。Signal採用標準流動電話號碼為識別號,並設有端對端加密功能以確保Signal使用者間的通訊保密。此應用程式還提供機制,讓使用者獨立地檢驗跟他通訊的另一使用者之身分,與他們之間的數據通道之完整性。

早前 WhatsApp近日更新使用條款,疑強制分享用戶資料予Facebook,引來大批用戶轉用Signal apps; 老實說, 如果用戶想轉用Signal 作為另外一個通訊 apps, 下載了之後, 試試用, 體驗一下也無妨。

Download Signal apps